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Critical illness

Fact:
If you are diagnosed with one of the specified critical illnesses during the term of the policy, this cover will pay out a lump sum that you could use to clear or reduce your mortgage. The illnesses covered are usually limited to life threatening conditions, so some minor forms of cancer or heart attack will not be covered.

Benefit:
As this policy pays out upon diagnosis of one of the specified illnesses or conditions, you can decide whether to clear your mortgage or whether to use the money to pay for medical treatment or any other purpose that you choose. Even better, if you go on to make a full recovery, you do not have to pay the money back to the insurance company.

For critical illness insurance we usually offer products from a selected panel of providers.

Why not call your local Independent Mortgage Advice Bureau now and benefit from our free, professional and impartial advice on critical illness insurance and all other aspects of mortgage insurance?