Your Key to a better Mortgage

Fixed rate mortgages

Fact:
This mortgage has a fixed interest rate for a specified amount of time. When the fixed rate period is over, the mortgage is likely to revert to your lender's variable rate.

Benefit:
You know exactly how much you will be paying for the period of the fixed rate. If interest rates go up, your repayments will stay the same, helping you to budget effectively in your new home.

Pitfall:
If interest rates go down instead of up, your payments still stay the same. You will not gain any benefit from the low rate. There may also be early payment charge if you change or pay off your mortgage within the fixed rate period.

Speak to one of our Advisers now to find out what is available to you now.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our mortgage service is completely independent and there is no need to pay us a fee as we are paid commission by the lender. (If you prefer, you can choose to pay us a fee, usually 0.4% of the loan and we will pass on the lender's commission to you).

The FSA do not regulate some forms of mortgage.